Funds Management

Funds Management with Sponsor Bank

Verify Fund Availability

Check with sponsor bank that sufficient funds are available for the full disbursement amount.

Reserve Funds at Bank

Block or reserve funds at the sponsor bank to guarantee availability for payment.

Initiate Payments

Trigger actual payment execution from sponsor bank to beneficiary accounts.

Support Multiple Payment Methods

Support payments via:

• Bank account transfer (using IFSC codes)

• Mobile wallet (with provider codes)

• Email wallet (with provider information)

Track Payment Status

Monitor payment status from initiation through completion (pending, processed, failed).

Handle Payment Failures

Capture and document payment failures with specific failure codes and reasons.

Automatic Payment Retries

Automatically retry failed payments up to configurable maximum attempts.