# Payments ## Introduction Digitalization of payments in social benefits delivery programs can make the benefit disbursement swift, efficient, safe, and secure. Digitalization of payment processes end-to-end can be achieved by providing these two key functions: 1. Automation of backend administration for payments: to save costs for governments by reducing leakages, improving transparency, and preventing errors, fraud, and corruption 2. Disbursement of benefits using digital payments: to provide convenience, ease of access, safety, and choice of encashment to the beneficiaries {% hint style="info" %} Expansion of social protection programs from 2020 onwards * Digital payments are the most preferred method of delivering cash transfers * Wide variation across country expenditure on social protection * 1.1% of GDP in low-income countries vs. 16.4% in high-income countries {% endhint %} OpenG2P platform implements both these functions to provide ease of payment administration and a human-centric approach to benefit disbursements. The platform's Payments module consists of several functions to efficiently execute digital and mobile payments to the beneficiaries and report the status. Payments are generally executed in [cycles](broken://pages/UO9WRwZr5a4tCyIdCNEi) and [batches](/1.1/eligibility-and-enrolment/payment-batches.md). OpenG2P platform can be used to disburse payments for various use cases: * Social protection * Universal basic income * Cash incentives * Child allowances * School financing As technology demonstrations, OpenG2P offers payment connectors for [Mojaloop](https://mojaloop.io/) and[ Mifos Payment Hub](https://payments.mifos.org/) with the flexibility to create custom connectors specific to the [payment rails](/1.1/eligibility-and-enrolment/payment-rails.md) of a country. ## Payments demo {% embed url="" %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.openg2p.org/1.1/eligibility-and-enrolment.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.