Introduction

In a given program, disbursement to beneficiaries is done in cycles. The entire entitlement to a beneficiary may be split into cycles for reasons of availability of funds, certain conditions that the beneficiary has to meet or other factors. Further, the beneficiary list may also undergo a change in different cycles based on updated eligibility criteria.

Cycle definition

Beneficiary list update

Splitting a beneficiary list across cycles

A beneficiary list may be split across cycles such that disbursement to a subset of the list is done in one cycle while for the rest disbursement is done in the next cycle.**

Introduction

Payment Manager is an interface to connect a downstream payment system, like Payment Hub. Multiple Payment Managers may be configured to connect to different systems. Each configuration is specific to the payment system.

Functionality

The Payment Manager creates batches and payment objects.

Introduction

In each payment cycle, the payment transactions are done in batches. There could be several reasons for batching the payments. The transaction limits may be imposed by payment switch, DFSP or any other entity in the payments chain.

Batch statistics

Batch completion status

Introduction

Digital payments infrastructure (DPI) could vary from country to country. It is therefore necessary that social benefit delivery systems have the ability to connect to the prevailing DPI and perform G2P payments efficiently. OpenG2P platform provides flexibility to connect to a payment system by writing custom connectors. By default, the platform offers interoperability with the following:

• Mifos Payment Hub

• Mojaloop Payment Switch

• GSMA Mobile Money APIs

FAQ

Introduction

Fund Management

Entitlement

Payments

Payment Batches

Program Fund Report

Accounting Journals

Introduction

The Payments module consists of several functions to efficiently execute cash transfers to the beneficiaries and report the status of payments. Out of the box, OpenG2P offers payment connectors for Mojaloop and GSMA Mobile Money with flexibility to create custom connectors specific to the payment rails of a country.

Payments are generally executed in cycles and batches.

Payments demo